![]() Both the economy and the financial markets are complex adaptive systems, but I’ve never found complex problems require complex solutions. Investopedia named Animal Spirits to its top 10 investing podcast list.Ībout A Wealth of Common Sense: Albert Einstein once said, “If you can’t explain it to a six-year-old, you don’t understand it yourself.” The main reason I started this website is to try to explain the complexities of the various aspects of finance in a way that everyone could understand them. Fortune named Animal Spirits to its list of Best Business Podcasts. In 2017, I was named to the Investment News 40 Under 40 list of top financial advisors.Įvery Wednesday, you can listen to a new episode of my podcast Animal Spirits with Michael and Ben. ![]() ![]() I’m the author of four books about saving, investing and money. More recently, I was part of the portfolio management team for an investment office that managed a large endowment fund for a charitable organization. I started out with an institutional investment consulting firm developing portfolio strategies and creating investment plans for various foundations, endowments, pensions, hospitals, insurance companies and high net worth individuals. I’ve been managing institutional portfolios for my entire career. We create detailed investment plans and manage portfolios for institutions and individuals to help them achieve their goals. ![]() My Background: I’m the Director of Institutional Asset Management at Ritholtz Wealth Management. ![]()
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